Monday, August 24, 2020
Strategic Business Inherent Risk Assessment and Preliminary
Question: Talk about the Strategic Business Inherent Risk Assessment and Preliminary. Answer: Presentation: With regards to evaluating, the innate hazard suggests a danger of misquote in the budget report without considering the controls. The element set out the controls on different business procedures to diminish the danger of misquote in the fiscal reports, which are not considered by the reviewer at the time primer appraisal of the review chance (Johnstone, Gramling, and Rittenberg, 2015). This starter evaluation of the review hazard is known as intrinsic hazard. The evaluation of the inborn hazard is made at the monetary report level and at the specific record balance level. The appraisal of innate hazard at the money related report level considers the expansive view with regards to what could turn out badly at the higher administration level in finishing the fiscal summaries (Johnstone, Gramling, and Rittenberg, 2015). There are different components that influence the evaluation of the innate hazard at the money related report level as talked about underneath: Honesty of the Management The administrations honesty is urgent issue for the associations notoriety. On the off chance that the administration of an association is untrustworthy, the evaluator is probably going to survey the inalienable hazard high (Delaney and Whittington, 2012). Then again, if the administration is incorporate; the evaluator would survey the characteristic hazard low thinking about less chance of control in the budget reports. In this manner, the need respectability of the administration would expand the danger of errors in the fiscal reports. The Experience and Knowledge of the Board of Directors The experience and information controlled by the top managerial staff of an organization is another factor that adds to the appraisal of the natural hazard at the fiscal summary level (Delaney and Whittington, 2012). The examiner need to give due thought to the experience and information level of the top managerial staff of the organization, the incomparable administration authority, while evaluating the inborn hazard at the budgetary report level. This is on the grounds that the unpracticed individuals or beginners in the block can without much of a stretch be gotten by the deceivers. In this way, if the individuals in the top managerial staff are unpracticed or needs information, almost certainly, the evaluator surveys the inalienable hazard high than expected (Delaney and Whittington, 2012). Changes in the Composition of the Board of Directors This is maybe the most essential factor that the inspector is required to consider while surveying the innate hazard. A considerable and unexpected change in the piece of the top managerial staff means that something incorrectly in the element. Therefore, if the examiner, before direct the review, runs over of any significant change in the board in the ongoing years, the intrinsic hazard ought to be surveyed high (Johnstone, Gramling, and Rittenberg, 2015). Nature of Business and Industry Conditions The idea of business could likewise influence the appraisal of the inalienable hazard. For instance, another endeavor with various business forms like web organizations are increasingly inclined to the characteristic hazard. Further, the business conditions, for example, increment in the opposition in the market could make common weight on the administration. The administration may entice to control the fiscal summaries and window dressing to dazzle the financial specialists in such circumstances (Young, 2003). Political and Regulatory Environment The political and administrative together influence the appraisal of the inalienable hazard. For instance, the adjustments in the administrative system in the telecom area in Australia influenced the whole business. In this manner, the adjustments in the guidelines, which are probably going to have unfavorable effect on the matter of the organization, likewise upgrade the level of natural hazard (Young, 2003). The key business chance evaluation is the way toward distinguishing the conditions that could prompt potential risk to the business and accommodating the defend against those conditions. In the current situation, the associations are embracing extensively hazard appraisal system that considers the inner just as outside hazard factors (Fraser and Simkins, 2009). The inner hazard factors spread the conditions identified with the inside procedures and business condition of the organization. Further, the outer components identify with the earth outside the organization, for instance, the political conditions, guidelines, and topographical conditions. Among the above talked about hazard factors, the elements relating to the administration and nature of business are could be recognized during interior hazard evaluation. Further, the hazard factors relating to the political and administrative condition are probably going to be recognized during the outer hazard evaluation (Curtis and Cary, 2012). Variables of Inherent Risk Assessment at the Account Balance Level The evaluator is required to keep up most elevated level of value in examining and confirmation administrations. So as to keep up the most elevated level of value, the evaluator ought to survey the hazard material of misquotes, which incorporates the inborn hazard, at the records balance level (Puncel, 2007). The danger of material error at the record balance level is tied in with affirming that the record adjusts appeared in the fiscal reports are valid and right. In this manner, the examiner is required to confirm different attestations in regard of the record adjusts and classes of exchanges. Such affirmations are presence, event, culmination, and groupings of the exchanges and record adjusts. In confirming these statements, the reviewer should pay due view to different hazard factors as examined beneath: Multifaceted nature of Transactions The reviewer may watch the money related exchanges somewhat complex in the unique nature business substances when contrasted with the ordinary business elements. In the quick creating business condition, it is conceivable that an element may have the uncommon monetary game plans making it extremely hard for the evaluator to assess their effect on the fiscal summaries. Therefore, the evaluator ought to have due respect to the degree of intricacy of the exchanges (AU Section 312, 2006). The higher the degree of multifaceted nature pronounced by the reviewer higher will be the evaluation of innate hazard. Bookkeeping System The bookkeeping framework utilized by the substance is likewise a main consideration in surveying the inalienable hazard at the record balance level. In such manner, the evaluator ought to confirm that whether the element has bookkeeping framework set up that similar with its size and the idea of business. In the event that the bookkeeping framework doesn't proportionate with the size of the element and nature of its business; the inspector ought to evaluate the inborn hazard high (AU Section 312, 2006). Subjectivity Involved in Accounting The bookkeeping exchanges and equalizations that include administrations judgment are increasingly inclined to error. The bookkeeping exchanges, for example, assurance of the helpful existence of the depreciable resources and choosing the strategy for devaluation rely on the administrations judgment. The more there is degree for the executives judgment, the more will be the intrinsic hazard evaluated by the evaluator (AU Section 312, 2006). Powerlessness of Misappropriation The reviewer should cover here the elements, for example, aptitudes of the staff, occurrences of circumvention of the experts previously, and the general structure of the worry. Considering these all components if the defenselessness of misappropriation is higher, the natural hazard ought to be evaluated as high (Johnstone, Gramling, and Rittenberg, 2015). Cut off Transactions The slice off exchanges alludes to the exchanges happening toward the finish of the bookkeeping time frame. The evaluator should focus on the past records and furthermore allude to the past review reports to recognize the volume and the idea of exchange that happened toward the finish of the bookkeeping time frame (Johnstone, Gramling, and Rittenberg, 2015). Appraisal of Going Concern The budget summaries of a substance are readied dependent on the principal bookkeeping presumption of going concern (IAS 570, 2016). The supposition of going concern infers that the monetary situation of the organization seems satisfactory and the substance won't exchange its benefits sooner rather than later. The administration of the organization needs to unequivocally express that the budget summaries have been set up based on going concern supposition and the job of the inspector is to confirm the fittingness of this announcement of the administration. In checking the propriety of the administrations proclamation the reviewer should consider the noteworthy occasions and exchanges that hinder the capacity of the association to proceed as a going concern (IAS 570, 2016). In light of the investigation of the noteworthy occasions and exchanges, the reviewer ought to survey the danger of going worry as high, low, or medium. The evaluation of the hazard relating to the going concern is critical in drawing review conclusion, in this way, the evaluator ought to keep up proficient distrust while checking the fittingness of the going concern suspicion (Dagwell, Wines, and Lambert, 2011). The inspector ought to think about the accompanying occasions or exchanges while checking the propriety of the going concern suspicion: Budgetary Events The examiner ought to be alert while confirming a portion of the significant things of the fiscal reports, for example, total assets, obligation risk, and working incomes. Further, the key budgetary proportions, for example, obligation value proportion and current proportion additionally should be considered by the reviewer. The occasions, for example, negative total assets, negative working incomes, unfavorable obligation value proportion and current proportion expands the danger of going concern (Flood, 2014). Non Financial Further, the non money related conditions, for example, administrations goal to sell the business activities in th
Saturday, August 22, 2020
Financial pros and cons Essay Example | Topics and Well Written Essays - 1000 words
Money related advantages and disadvantages - Essay Example Capital Budgeting choices of Debt Financing versus Equity Financing and Capital Expenditure The exposition examinations the budgetary feasibility of setting up another creation plant including the financing choices and whether Superior Living Inc. ought to go for an IPO. Money related Analysis of Superior Living Inc. Benefit and dissolvability position of an organization is an immediate method to see how well an organization is performing. To break down let us take a gander at the accompanying proportions and how the organization has fared: Net overall revenue: The Company has been acquiring a sound net revenue which has been continually expanding from 10.66% in the year to 11.77% in the year 2003. Working edge: The Company has a superior working edge in 2003 of 19.60% over the earlier years. This shows the organization is extremely proficient in dealing with its working costs to create income. Profit for Capital Employed: The Company have earned liberally for its financial specialis ts as profit so far for its capital utilized stands at around 25% which is unquestionably more than the expense of capital, accepting it to be at 10%. Obligation Equity proportion: This proportion distinguishes the dissolvability of the firm by estimating the influence position of an organization. Higher the proportion the more influence an organization is and the other way around and consequently higher budgetary hazard. Prevalent Living Inc. has a low obligation value proportion for example ... Advantages and disadvantages of opening up to the world Raising cash by opening up to the world demonstrates tolerating cash from financial specialists in return of proprietorship and control of the organization without the commitment of taking care of the cash. The organization according to its benefit benefits the speculators by delivering profit every now and then. This seems like income sans work for the organization yet the other side is that the proprietorship and command over the organization would be predestined for the sum contributed by means of value financing. On account of Superior Inc. the organization is serenely positioned as far as book obligations. The obligation value proportion extremely low which implies the organization has not utilized obligation to the degree it ought to have utilized. By and large the perfect obligation value proportion ought to be 1:2 however for Superior itââ¬â¢s around 1:40. In this way, the reasonable game-plan for Superior Inc. is too raise capital by obligation financing course which likewise acquires charge advantage as intrigue paid on obligations is deductible from benefits and profit paid on value can't be deducted from benefits. Obligation financing doesn't influence the possession structure of the organization; consequently the control stays with the proprietors of the organization. Upsides and downsides of a capital consumption Superior Living Inc. plans to begin another creation plant as a major aspect of their development plans. To decide the money related feasibility of the this capital consumption, different capital planning choice devices were utilized which incorporates compensation period, net present worth, inner pace of return and altered inside pace of return. The expense of venture is $5,000,000 longer than a year and income would begin streaming in the organization just from the subsequent year. The normal money inflow because of new creation plant is relied upon to
Monday, July 20, 2020
Chisum, John Simpson
Chisum, John Simpson Chisum, John Simpson chiz ´?m [key], 1824â"84, American cattleman, b. Tennessee. In 1837 he moved with his family to Texas. He had no formal education but worked as a builder and contractor, building the first courthouse in Paris, Tex. In 1854 he entered the cattle business; beginning in 1866, in partnership with Charles Goodnight , he drove herds into New Mexico, Colorado, and Wyoming, selling them to government food contractors for Native American reservations. When, in 1883, he established his ranch near Roswell, N.Mex., he became one of the first cattlemen in that region, and his became one of the largest herds. He was a prominent figure in the Lincoln co. cattle war, and at one time Billy the Kid was employed by him; however, Chisum cooperated with the authorities to end lawlessness in the cattle business. The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved. See more Encyclopedia articles on: U.S. History: Biogr aphies
Thursday, May 21, 2020
The Events Of World War 2 - 2008 Words
World War 2 was undoubtedly one of the most important events in history not only for what happened throughout the six years of war but also the aftermath of the war. Beyond the casualties and deaths this devastating war would open new doors for technology advancement, medicine innovations and creations also changes in music ,art ,sports and culture. Furthermore back home in the United States the role of women was beginning to shape up during the conflict at the other side of the world . Previous verbal arguments between countries escalated and led to previous physical encounters.Such as that of the first world war which took place from July 28, 1919 until November 11,1918 with an estimated 16.5 million deaths in both military and civilianâ⬠¦show more contentâ⬠¦A war that would last from 1939 to 1945 six years of breathtaking battles tense and suspense not knowing whether or not that day would be your last wearing the uniform that represents the country you defend. To illustra te even further this war was divided into two groups the allies and the axis. The allies were composed of the United States, France, England and the U.S.S.R (Soviet union) led by Franklin D.Roosevelt, Winston Churchill, and Joseph Stalin also known as ââ¬Å"the big threeâ⬠and behalf of the axis powers countries such as Italy, Japan and Germany which were led by some of the most gruesome leaders of all time such as Benito Mussolini , Hideki Tojo and undoubtedly the mastermind behind the start of World War 2 the german dictator Adolf Hitler. A leader like Adolf Hitler who used his aggressive speeches, driving force and central point amongst the faith crowd that believed in all he said thinking that he would bring back the great germany and make germany a super power but instead blinded people of what was really going on during the war the germans were killing jews creating a mass genocide of the race of jews killing almost 7 million civilians this included kids,adults,and elders this being done in the concentration camps in a span of only six years from 1933-1939 where people would be detained or confined, usually under harsh conditions and without regard to legal norms of arrest and imprisonment many
Wednesday, May 6, 2020
Mock Behavioral - 1712 Words
Mock Behavioral Research Paper On Hamilton Howard ââ¬Å"Albertâ⬠Fish AJS/584 Professor Steven Hoenig 3-14-2016 Serial killers is a person that kill three or more people in a short amount of time. He or she murder one after another in a similar way with an inactive period between each murder. The motivation for murdering an adult or child is based on psychological gratification. The serial killer is normally an adult white male in his late twenties, who has killed four or more individuals in separate incident with an inactive period between. It is impossible to tell just by looking at a person who will become a serial killer, the traits of some criminals or serial killers appear to be similar most of the time. The types of behaviorsâ⬠¦show more contentâ⬠¦Albert Hamilton Fish, known as the Gray man and the boogey man was born in Washington, DC on May 19, 1870, to Randall Fish. He was 43 years older than his mother and Fish was the youngest child and he had three living siblings: Walter, Annie, and Edwin Fish. Many family member had mental illness. His mother put him into an orphanage and Hamilton wanted to be called ââ¬Å"Albertâ⬠because that was the name he was given by the orphanage where he spent many of his childhood years. He was frequently whipped and beaten there, and eventually realized that he enjoyed physical pain. The beatings would often give him erections, for which the other orphans teased him. By 1879, his mother got a government job and was able to look after him. However, his various experiences before this had affected him. He started a homosexual relationship in 1882, at the age of 12, with a telegraph boy. The youth also introduced Fish to such practices as drinking urine and coprophagia, which refers to many kinds of feces eating, including eating feces of others species. Fish beganShow MoreRelatedMy Role Play Video The First Thing That I Took Notice Too878 Words à |à 4 PagesIn critiquing my role play video the first thing that I took notice too was the timing aspect of the mock session. Realistically I know that much of what I highlighted in the video would take multiple sessions to cover and get to a place where the client really has trust in the relationship to actively use the techniques I introduced in the video. After reviewing the video footage a few times I think one strengthen was within the quality of the relationship shown. Some of the feedback that I receivedRead MoreCognitive Behavioral Therapy Treatment For Posttraumatic Stress Disorder Essay994 Words à |à 4 PagesCognitive behavioral therapy treatment for posttraumatic stress disorder The Diagnostic and Statistical Manual of Mental Disorders describes posttraumatic stress disorder (PTSD) as an acute stress disorder (2013). Individuals that experience this disorder are exposed to or have had an experience of near death or bodily harm (American Psychiatric Association. 2013). Evidence based therapy that has shown positive outcomes in cognitive behavioral therapy (CBT) which is based on changing behaviorRead MoreThe Anxiety Of Asian American Immigrant Children Essay1089 Words à |à 5 Pagesand language barriers (Baumann et al., 2011). In order to apply effective intervention, culturally considered strategies should be developed to Asian American immigrant children. As a result, the present study proposes culturally adapted cognitive behavioral therapy (CA-CBT) intervention to reduce mental health problems for Asian immigrant children. Framing and Questions The mental health problems of Asian immigrant children could be reduced by appropriate interventions. Since Asian immigrant childrenââ¬â¢sRead MorePrinciples Of A Group Dynamics849 Words à |à 4 Pagesdiscuss each otherââ¬â¢s cultural and ethnic backgrounds; be honest about their values are utmost important. Hence, one point that can be overlooked is different theoretical styles, (e.g., experiential and relationship-oriented approaches or cognitive behavioral approaches). Which can pose challenges, especially if one is an introvert, and the other is an extrovert, therefore assessing oneââ¬â¢s self-strengths, and weakness is especially critical (Corey et al., 2014). G.6.c. Philosophies of group therapyRead MoreTheory For The Problem : Cognitive Behavior Therapy1424 Words à |à 6 Pagesperceptive on the flawed thinking.(Beck). The behavioral techniques that will be used to show the flawed think include activity scheduling, role playing, behavioral rehearsal, behavioral experiments, skills training, and exposure therapy. Stan next homework assessment was to over come the fear of the opposite sex. Stan asked a women out on a date which did not end so well. I told Stan regardless of the outcome its a growing process which we will explore. Behavioral experiments such as mirror image responseRead MoreMental Behavior Of Depression1035 Words à |à 5 Pagesa lower relapse rate (Jabr, 2017). Another experiment was done by Swedish scientists in which three groups were assigned, all experiencing depression (Jabr, 2017). One group was assigned exercise, one group was assigned internet-based cognitive-behavioral therapy and another was standard counseling with medication (Jabr, 2017). Each group again experienced success, but those who participated in exercise had the greatest benefits (Jabr, 2017). à As shown, psychotherapy and exercise show both an improvementRead MoreBulimia Nervosa Is An Eating Disorder Essay2102 Words à |à 9 Pagesof research has been done on the efficacy of cognitive-behavioral the rapy in treating bulimia nervosa and it is widely believed to be the best treatment for the disorder. Cognitive-behavioral therapy is essentially the combination of cognitive therapy, designed to change unhealthy thoughts and schema, and behavioral therapy, designed to change behavior though learning. Our text says, ââ¬Å"Most who adopt CBT think that the addition of behavioral principles and practices to the cognitive theoretical frameworkRead MoreHow Cognitive Behavior Therapy ( Cbt ) Is Effective Approach For Clients With Post Traumatic Stress Disorder ( Ptsd Essay1769 Words à |à 8 Pageshow. I will explain why I believe cognitive behavior therapy is the best approach for military Veterans. CBT is a combination of cognitive and behavioral theories. By this concept, it maintains that individuals respond to life events through cognitive, affective, motivational, and behavioral responds like cognitive therapists. Likewise, it uses behavioral therapy techniques to alter maladapti ve beliefs, prepares the individual for avoided situations, exposes them to feared stimuli, and promotes newRead MoreComparing Treatments for Post-Traumatic Stress Disorder in Domestic Violence and Women Victims of Rape2123 Words à |à 9 Pageswill be recruited and submitted to a 6 month therapy. There will be a 3 X 2 independent groups factorial design where the independent groups are going to be women with PTSD (domestic violence and rape victims) and treatments; one group of Cognitive Behavioral Therapy (CBT), and the second will be issued SSRIs observed under the medicated treatment of Fluoxetine, the third group will be a control condition treatment of self-help literature (VAââ¬â¢s website i.e. ââ¬Å"Coping with Traumatic Stress Reactionâ⬠). Read MorePtsd2558 Words à |à 11 Pagesterror, grief and despair. These symptoms can go on for a lifetime if they are not treated. In the third criterion, avoidant/numbing, the person regularly attempts to refrain from any eve nt that may cause trauma-related stimuli. The symptoms are all behavioral, cognitive, and emotional. In the hyper-arousal criterion, the symptoms usually resemble those seen in anxiety and panic disorders but there is one difference: the startle. The startle is what most often determines if a patient has PTSD or another
Banking services in saudi arabia research proposal Free Essays
Literature Review I. Introduction The beginning of the modern banking system began in October 1952 with the creation of the Saudi Arabian Monetary Agency (SAMA) the principle agency responsible for management of monetary matters. Paper money was first introduced in the early years of the 1950s decade. We will write a custom essay sample on Banking services in saudi arabia research proposal or any similar topic only for you Order Now Banking problems in the late 1950s decade resulted in regulatory framework being strengthened in Saudi Arabia during the middle 1960s decade in which broad supervisory capacity was given to SAMA in a legal environment that upheld the concept of a Universal Banking Model allowing banks to make provision of a wide range of financial services ââ¬Å"including banking, investments, securities, etc. through their branches.â⬠(Saudi Arabian Monetary Agency, 2004, p.3) There were 12 operating banks by 1979 only three of which, were non-Saudi banks and branches had doubled by that year to 140. II. Lending Institutions in Saudi Arabia Five major lending institutions were introduced in the decade of the 1970s: (1) Saudi Credit Bank; (2) Saudi Agricultural Bank; (3) Public Investment Fund; (4) Saudi Development Fund; and (5) the Real Estate Fund. (Saudi Arabian Monetary Agency, 2004, p.3) Restructuring was accomplished arising from encouragement by the Saudi Government and by 1975 there was a reported ââ¬Å"10 international bankâ⬠â⬠¦including ââ¬Å"29 branches present.â⬠(Saudi Arabian Monetary Agency, 2004, p.3) There was a rise and fall in the economy and SAMA faced a critical challenge for supervision in 1982 ââ¬Å"when irregularities appeared in Saudi Cairo Bankââ¬â¢s operations. Two senior managers were involved in unauthorized trading in bullion during the 1979-81 period, and had concealed accumulated losses that exceeded the Bankââ¬â¢s share capital.â⬠(Saudi Arabian Monetary Agency, 2004, p.3) It is reported that SAMA required the Bank to issue new shares and double its capital i n 1986. SAMA arranged this increase to be taken up entirely by the Public Investment Fund (PIF). The Bank also benefited from ââ¬Å"low-costâ⬠deposits from the Public Investment Fund. These measures helped the Bank with liquidity and rescued it back to a healthy position.â⬠(Saudi Arabian Monetary Agency, 2004, p. 4-5 III. Regulatory Framework of Banking System in Saudi Arabia SAMA in collaboration with Saudi Arabia Ministry of Finance ensured the financial systemââ¬â¢s stability and assisted banks in clearing the hurdles of economic downturn. Included in this collaborative initiative were the following actions: (1) Banks were required to seek SAMAââ¬â¢s approval prior to announcing their dividends. The Banking Control Law required all banks to build their statutory reserves equal to their share capital. SAMA further encouraged Saudi banks to build additional reserves to strengthen their capital base. (2) Most foreign shareholders in Saudi banks enjoyed a tax holiday for the first five years of their ownership. To encourage retention of profits, the tax holiday was extended in most cases by another 5 years after which a deferred tax scheme was permitted; (3) In 1986, SAMA obtained a ruling from the Tax Department that permitted the tax deduction of loan loss provisions on an accrual basis. This encouraged banks to increase their loan loss provisions for doubtful accounts; (4) To encourage Saudi banks to increase their inter-bank dealings and to support the development of a riyal inter-bank market, a tax ruling was obtained which exempted foreign banks from withholding taxes when carrying out inter-bank transactions with Saudi banks; (5) Corporate Governance. SAMA recognized the need to encourage banks to take strong steps to improve their risk management and control procedures. Consequently, it took major initiatives in the area of corporate governance. Firstly, it required all banks to develop and strengthen their internal audit departments, and secondly it issued minimum internal control guidelines. In addition, SAMA issued accounting standards for Commercial Banks in Saudi Arabia which were in line with International Accounting Standards; (6) Creation of Banking Disputes Committee. In 1987, Saudi authorities established a Banking Dispute Committee by the order of the Council of Ministers. The creation of this Committee a s the only relevant quasicourt to handle dispute between banks and their customers significantly strengthened the legal system. By law, all banking disputes had to be referred to this Committee and the rulings of this Committee were given the same enforcement support as decisions from any other court; (7) Exchange of Information on Large Borrowers and on Delinquent Loans. In the early 1980ââ¬â¢s, SAMA established a credit information service that provided information to Saudi banks on all large exposures of the Banking System. This enabled banks to better assess the credit position and risk of big borrowers. Also in 1986, SAMA permitted banks to exchange information on delinquent borrowers as a means of applying collective pressure on them. These measures have proved quite effective in resolving problems of delinquent loans.â⬠(Saudi Arabian Monetary Agency, 2004, p. 5-6) IV. Improvement of Banking Services Banking and financial services were improved during the early decade of the 1980s by technological advances and SAMA had acknowledged a decade earlier that there was not only a potential but as well as need to ââ¬Å"enhance and strengthen the Saudi financial markets through greater investment in modern technology. It is reported that the primary objectives of this strategy were: (1) elimination of duplication of efforts and waste; and (2) development of a national infrastructure. (Saudi Arabian Monetary Agency, 2004, p. 7) Technology enhanced business services introduced included: (1) automated Cheque Clearing System (1986); (2) linking of Saudi Arabia with the SWIFT payment network; (3) introduction of a national Automated Teller Machine System enabling customers to access accounts from any machine in Saudi Arabia and from the major financial markets; (4) introduction of debit, credit and charge cards; and (5) introduction of Point-of-Sale terminals that link customers, traders and banks. (Saudi Arabian Monetary Agency, 2004, p.7) International Islamic Financial Institutions It is reported that International Islamic Financial Institutions are reported in the work of Memon (2007) entitled ââ¬Å"Islamic Banking: Present and Future Challengesâ⬠to be making provision of ââ¬Å"a wide range of services in accordance with the basic principles of Shariah. The products are reported to include: (1) Mudaraba; (2) Murabaha; (3) Musharaka; (4) Ijarah; (5) Isstina; and (6) Salam. (Memon, 2007, p.4) Conventional banks are reported to operate under the concept ââ¬Å"of lender-borrower relationship where interest is considered as the rental income on capital. The depositors are assumed to be capital providers.â⬠(Memon, 2007, p.4) Bank customers are reported to be divided into three broad categories as follows: (1) religiously motivated customers; (2) high profit customers; and (3) customers who are religiously motivated but also expect returns at least similar to conventional banks. (Memon, 2007, p.6) It is reported as follows in regards to the Islamic ec onomic system: ââ¬Å"Islamic economics is a system, which not only fulfils our moral, ethical, and religious obligations but also demonstrates to be economically feasible and financially rewarding. Islamic banking is based on asset-based transactions for the purpose of income generation, and prohibits financing in all forms of economic activities, which are normally and/or socially injurious to the society.â⬠(Memon, 2007, p.6) Additionally stated is that the Islamic field of Banking operations ââ¬Å"is unlimited. It is under continuous process of evolving and Islamic financial modes instruments have been developed to cover nearly all kinds of businesses including consumer financing, project financing, house financing, working capital financing, import and export financing, venture capital, etc.â⬠(Memon, 2007, p.6) A survey conducted in the United States indicates that U.S. banker perception of Islamic Banking includes that 10 out of 20 Islamic Banking practices are vie wed as acceptable. Those ten include: (1) investment accounts; (2) transfer of funds; (3) cost plus finance; (4) profit and loss; (5) sharing, (6) trust financing, (7) leasing, (8) lease purchase, (9) letters of guarantee, and (10) flexible investment of deposit and role as trustees. (Memon, 2007, p.8) VI. Service Quality in Saudi Arabian Banks The work of Al-Fawzan (2005) entitled ââ¬Å"Assessing Service Quality in a Saudi Bankâ⬠states that service quality is defined as ââ¬Å"the degree of alignment between customersââ¬â¢ expectations and their perceptions of the service received.â⬠(Al-Fawzan, 2005, p.1) Al-Fawzan (2005) states that the move to ââ¬Å"â⬠¦managed service has increased demands for outcome-based accountability, cost containment, and attention to customer-focused quality in order to remain competitive in a rapidly changing environment. This dual focus on driving down costs while increasing quality has intensified pressures to understand, measure, and manage quality from a customer perspective.â⬠(p.101) While banking systems are stated to provide services that are the same they are differentiated by the quality of services provided. In addition, todayââ¬â¢s customers are ââ¬Å"â⬠¦more aware of the alternatives and their expectations of service have increased. Service quality c an, therefore, be used as a strategic tool to build a distinctive advantage over competitors. Banks are striving for zero defection and retaining every customer that the company can profitably serve in order to achieve service excellence.â⬠(Al-Fawzan, 2005) Zero defections makes a requirement of ongoing efforts for improving service quality. It is reported that while quality ââ¬Å"can not be improved unless it is measured, it can be defined from several perspectives, e.g., the ability to satisfy the needs and expectations of the customer, or the totality of features and characteristics of a product or service that bears on its ability to satisfy given needs.â⬠(Al-Fawzan, 2005) There is a growing acknowledgement of quality importance in banking services although ââ¬Å"its conceptualization and empirical assessment have remained limited.â⬠(Al-Fawzan, 2005) Al-Fawzan (2005) reports that the ââ¬Å"central tenet of the quality paradigm is the importance of understand ing and utilizing customer data to drive operational and strategic decisions, defining quality from the outside-in based on customer information is critical. This shift in defining quality often necessitates a fundamental change in the way professionals, managers, staff, and policy makers think about and identify those who ââ¬Å"buyâ⬠or ââ¬Å"useâ⬠products and service.â⬠(Al-Fawzan, 2005) Those who use banking services are not generally refers to as ââ¬Ëcustomersââ¬â¢ but instead are referred to as ââ¬Ëclientâ⬠suggesting ââ¬Å"â⬠¦a passive voice in the service delivery process, which is reflected by professionals in the field who question the credibility of client evaluation of services. On the other hand, customer carries an image of an active participant with more input in determining choices and decisions. Clients of human service organizations who follow directions from professionals and make few demands on the system are labeled as ââ¬Å"cooperative.â⬠In contrast, customers in the business sector who are loyal to the service, interact with the staff, and are willing to show their preferences are viewed as ââ¬Å"desirable customer.â⬠(Al-Fawzan, 2005) Al-Fawzan states that customers have difficulty in the articulation of ââ¬Å"banking service qualityâ⬠therefore ââ¬Å"the recipient of the service can only really assess it, t hereby making its measurement more subjective than exact. Hence, the measurement of banking service quality has to be based on perceived quality rather than objective quality because services are intangible, heterogeneous and their consumption and production occur simultaneously.â⬠(2005) It is reported that service quality ââ¬Å"â⬠¦ is a measure of how well the service level matches customersââ¬â¢ expectations.â⬠(Al-Fawzan, 2005) It is reported that Parasuraman et al. ââ¬Å"â⬠¦defined service quality as perceived by customers and items from a comparison on their expectations of the services they will receive with their perceptions of the performance of the service provider.â⬠(Al-Fawzan, 2005) The study reported by Al-Fawzan (2005) summarizes the results stated the following findings: (1) the most important dimension determined by Saudi Bank customers is that of ââ¬Ëassurance dimensionââ¬â¢; (2) a service gap exists in service quality provided b y Saudi Banks with the most notable gap being the accessibility dimension; (3) Saudi Bank customers, on average, rated Saudi Banks service quality to be overall good; (4) the expectations of Saudi Banks by customers are ââ¬Å"highest in reliability dimension; (5) 67.8% of SB customers rated the overall service quality as good and very good; (5) SB employees dress nicely and they are polite when talking to customers; (6) SB has exceeded customersââ¬â¢ expectations in performing the service right from the beginning and in instilling the confidence in customers that their transactions are complete and safe.â⬠(Al-Fawzan, 2005) The work of Sohail and Shaikh (2008) entitled ââ¬Å"Internet Banking and Quality of Service: Perspectives from a Developing Nation in the Middle Eastâ⬠reports a study that had as its objective the measurement of the quality of service from the perspective of the customer on internet banking in Saudi Arabia. The study was conducted via a questionnaire survey and an extensive review of literature. Findings in the study report that upon the basis of a factor analysis three factors were found to influence the evaluation of quality of internet banking services by users. Those three factors identified are stated to include: (1) efficiency and security; (2) fulfillment; and (3) responsiveness. (Sohail and Shaikh, 2008) In 2010 Jasimuddin reported in the work entitled ââ¬Å"Saudi Arabian Banks on the Webâ⬠reports that commercial transactions via the Internet began in 1995 and that online banking is an application with much promise. However, while many banks in developed countri es have made provision of banking services via the Internet, Saudi Arabia is ââ¬Å"lagging behind.â⬠(Jasimuddin, 2010, p.1) The environment in the Kingdom of Saudi Arabiaââ¬â¢s environment is very conducive to Internet banking service provision. Jasimuddin reports that as of 2000 there were 11 banks and 1201 branches operating in Saudi Arabia. As of the middle of 2000, there are 11 banks with 1201 branches operating across Saudi Arabia. Eight banks are reported to have established a web site presence which is a rate of 73% of banks with a web site presence although only two of these offer Internet Banking Services. When the Saudi banks web sites are compared there is not major difference noted in the content of the bank web sites. The contents of the websites are stated to be inclusive of information about the bank, the addresses of branches and ATMs, phone and fax numbers, press releases, newsletters, news about the site and welcome letters, hot links, job opportunities, publications, contact and email, feedback, sitemap, site search, online forms and so forth. (Jasimuddin, 2010, paraphrased) Practically all of the banks provide information relating to customer services that ââ¬Å"incorporate financial market, retail and corporate banking, investment treasury service, telephone and PC banking.â⬠(Jasimuddin, 2010) I t is reported that online banking in Saudi Arabia is still a ââ¬Å"very marginal activityâ⬠and that internet is presently being used by Saudi banks primarily for ââ¬Å"brand awareness and promotion.â⬠(Jasimuddin, 2010) Saudi banks will be driven by ââ¬Å"the dynamic and imperatives of e-financeâ⬠¦to build web site and to start Internet banking.â⬠(Jasimuddin, 2010) In other words, since this is a banking service that is increasingly familiar customers will be requesting these services from banks in the future in Saudi Arabia. VII. Technology Use in Banking Service Provision It was reported in 2007 that the National Commercial Bank of Saudi Arabia was established in Saudi Arabia prior to any other banks being established. This bank has 300 branches throughout the Kingdom of Saudi Arabia with some branches stated to be ââ¬Å"dedicated exclusively to Islamic Banking Services. The National Commercial bank reports having implemented use of a digital signage system which is reported to make provision of a ââ¬Å"better platform for NCB to better communicate with its employees, educating them about the banks products and services and enhancing the service they provide to their customers.â⬠(Jasimuddin, 2010) Summary of Literature Reviewed It is clear that banks in Saudi Arabia are faced with a diverse customer-base and this makes a requirement of diversification of banking services offered by banks in the Kingdom. While internet banking services provision is somewhat behind the development in the rest of the world, it is certain that Saudi Arabian banking customers will clearly see the benefits to Internet banking and that the push will soon be on for provision of this banking service by Saudi Arabian banks. Internet banking as well as other technological advanced service possibilities are presently being explored by Saudi Arabian banks including such technologies as a digital signage system among others. While the banking sector is quite developed in the Kingdom of Saudi Arabia there does appear to be a general mistrust of Internet banking technology and not just on the part of customers but in the view of the banking industry in Saudi Arabia as well. Recommendations Arising from this study is a recommendation for research to be conducted examining the quality of banking service provision by banks in the Kingdom of Saudi Arabia with a focus on technology use. References Memon, N.A. (2007) Islamic Banking: Present and Future Challenges. Journal of Management and Social Sciences. Vol. 3, No. 1, (Spring 2007) 01-10. Institute of Business and Technology (BIZTEK). Retrieved from: http://www.biztek.edu.pk/downloads/research/jmss_v3_n1/1-islamic%20banking.pdf A Case Study On Globalization and the Role of Institution Building in the Financial Sector Saudi Arabian Monetary Agency. February 2004. Retrieved from: http://www.sama.gov.sa/sites/samaen/OtherReportsLib/SK521-04(CaseStudyonGlobalization-RoleofInstitutionBuildinginSaudiArabia-Final)Dr.Shaukat.pdf Al-Fawzan, MA (2005) Assessing Service Quality in a Saudi Bank. J. King Saud Univ., Vol. 18, Eng. Sci. (1), pp. 101-115, Riyadh (1426H./2005). Sohail, M.S. and Shaikh, N.M. (2008) Internet banking and quality of service: Perspectives from a developing nation in the Middle East. ââ¬Å", Online Information Review, Vol. 32 Iss: 1, pp.58 ââ¬â 72 Jasimuddin, Sajjad M. (2010) Saudi Arabianu Banks on the Web. Array Development. Retrieved from: http://www.tenso.fr/emarketing/wp-content/uploads/2010/05/Aper%C3%A7u-de-%C2%AB%C2%A0Saudi-Arabian-Banks-on-the-Web%C2%A0%C2%BB.pdf How to cite Banking services in saudi arabia research proposal, Essays
Sunday, April 26, 2020
Marilyn Manson Essays (3439 words) - Manson Family, Marilyn Manson
Marilyn Manson Marilyn Manson is a name that has been a thorn in the side of society as a moral and ethical issue for the parents and kids of the generation "X". He is one of the most controversial artists in the world today, one who chooses to express himself in a way that provokes in the most extreme methods possible. His methods are bizarre and shunned by most of society, as it cannot fathom what he is trying to accomplish. However, further research into his life and beliefs will explain that he is sending a very strong message to the world. A message that is firmly protect by the First Amendment in the American Constitution. This freedom has unleashed a number of technical issues, as well as indirect damage done by the people who would interpret his message incorrectly. The First Amendment guarantees freedom of speech, freedom of the press, and freedom of association (assembly). It also protects the rights of citizens to worship as they please and the right not to be forced to support someone else's religion. The First Amendment also provides for the right to assemble and to demand a change in government policies. (Bill of Rights, Encarta 1999 CDROM). Manson uses this freedom fully, getting his message across by any means possible, mainly to the younger generation. These younger generations are more accepting of his attitude and beliefs, partly due to the fact that teens are more susceptible to mass persuasion and are easily confused. This has helped Manson conjure up a large loyal following of disgruntled teens that are called "Mansonites." How Manson gets his message across has been the center of controversy revolving around the US ever since Manson's rise to stardom. His moral, ethical and religious actions have been questioned repeatedly. His ethics may be a representation of how disorientated American society has become in the late 1990s. Alternatively, Manson may simply be showing that the media can be used to manipulate the American mind more easily than their own values at heart. "God is in the TV" (Rock is Dead) Manson screams. Now, how did this man become what he is today? Where did he form his views about life and society, which would ultimately lead to his notorious antics and cause millions of American parents and city council members to want to cancel his concerts, against the First Amendment? ("Politicians Rally against Manson"). Marilyn Manson is the band name and the stage name of lead singer Brian Warner, who formed the band in 1989 and whose apparent business savvy and flair for controversy turned into a success. Using androgyny, satanic images and themes of rebellion and death, Manson irked bystanders and proved that outrageous rock was still a viable form of entertainment. ("Manson: Rock Star") The name Marilyn Manson comes from a pseudonym of Marilyn Monroe and Charles Manson, two opposites of society. (Manson, 85) Ever since Marilyn Manson's release of his album Anti-Christ Superstar, many people have associated and accused him of influencing teen suicide and Satanism, just because he acted, dressed and performed as an individual brought up by society's mistakes. ("Marilyn Manson") It is this kind of media and political attention that Manson has received to become such a big name in controversy in the last decade. It all depends in how one takes his remarks and viewpoints. If no attention were paid to Manson's antics, there would be no controversy; therefore, his entire essence of being the AntiChrist may have been created by society itself. "On moral responsibility: Kids see more from their parents than they would anyone else. They're the ones who should set the example." ("Manson on Manson") This is Manson's criticism of all the parents who would criticize him. Parents are the biggest complainers about Manson, partly because they are of the older generation and partly because they can use Manson as a scapegoat for problems with teenage crime and suicide in the US. "We talked about the kids inside, the tragedy of hopelessness, the blatant rebellion against God and Manson's part in the whole thing." (Benson, It's only Rock N Roll..NOT). This is where the conflicts within the First Amendment come into play. Too many people disagree on everything, however everyone is entitled to their own opinion, of course there are more against Manson than for him which is where extreme actions are taken that are either ridicules or unconstitutional. When college students are fined $250 plus court costs for simply wearing a Manson T-shirt, there are definitely problems. ("Manson Shirt Wearer Fined").
Wednesday, March 18, 2020
Standard Deviation Abstract Example
Standard Deviation Abstract Example Standard Deviation Abstract ââ¬â Article Example An from an Article Involving Present Weather Anomalies under Different Climatic Conditions The paper will discuss different patterns of skewness and standard deviation of the average summer temperature of everyday and monthly was analyzed using the climate model for 3 scenarios from the fourth version of Institute of Numerical Mathematics Climate Model. There was consequence of quadrupling carbon II oxide concentrations and simulation of both the preindustrial climate and momentary climate changes from 1850 to 2100. Hot periods are experienced in the areas with high skewness of replicated preindustrial climate exceeding the expected number for the usual distribution ranging from 2 to 8. In the scenario where carbon II oxide concentrations were recorded, the standard deviation had increased and northward side of the area had shifted with optimistic skewness as compared with the case of preindustrial. Subtropical areas were found to have experienced highest increase in summer average t emperatures. Thirty percent of days were the highest average increase in temperature about 500000 meters to the northward area of highest average increase of seasonal temperature where the standard deviation of the area was increased. 0.1 % of the warmest days were the highest average increase in temperature about 500000 meters again in north where the region had increased skweness. In the simulation of the climate change for 1850-2100, the areas with increased skewness were noticed to have increased temperature during the warm days above the summer average temperature. The regions which had decreased skewness, either a small increase in temperature were noticed or there were no temperature rising at all during warm days under ephemeral global warming. The three scenarios will be elaborated further in the rest of the papers where there will be different variations of summer average temperatures in different climatic regions (Volodin & Yurova, 2013). ReferencesVolodin, E. M., & Yurov a, A. Y. (2013). Summer temperature standard deviation, skewness and strong positive temperature anomalies in the present day climate and under global warming conditions. Climate Dynamics 40(5-6), 1387-1398.
Monday, March 2, 2020
Why Men Are Typically Taller Than Women
Why Men Are Typically Taller Than Women While studying genetic factors behind different traits in men and women, University of Helsinki researchers have identified a genetic variant on the X sex chromosome that accounts for height differences between the sexes. Sex cells, produced by male and female gonads, contain either an X or a Y chromosome. The fact that females have two X chromosomes and males only have one X chromosome must be taken into account when attributing the difference in traits to variants on the X chromosome. According to the studys head researcher, Professor Samuli Ripatti, The double dose of X-chromosomal genes in women could cause problems during the development. To prevent this, there is a process by which one of the two copies of the X chromosome present in the cell is silenced. When we realized that the height associated variant we identified was nearby a gene that is able to escape the silencing we were particularly excited. The height variant identified influences a gene that is involved in cartilage development. Individuals that possess the height variant tend to be shorter than average. Since women have two copies of the X chromosome variant, they tend to be shorter than men.
Saturday, February 15, 2020
Japan country risk analysis Assignment Example | Topics and Well Written Essays - 2000 words
Japan country risk analysis - Assignment Example Indeed, the market has experienced a growth rate of 2.8% at the end of 2012 that has been stimulated by domestic consumption (Global Edge, 2013). This is as shown in the graphical representation from IMF below. Source (IMF, 2012). Source (IMF, 2012). Consequently, this reflects that the domestic demand of commodities is expanding positively to enhance the sales for organizations operating in Japan. This means that Japan is a vital place for multinationals to locate since it is able to enhance their sales revenue due to the rising local consumption that is currently experiencing shrinkage in many countries worldwide. Indeed, a market population of 127.8 million coupled with the rising private demand in the market, Japanese market promises to be the best destination in the global market for multinationals. However, the deflation or the fall in prices in the market (0.3%) as indicated in the table above has threatened the savings in the economy that is vital in promoting the availabilit y of credit for the investors intending to set up new or expend businesses in Japan. Nevertheless, the proposal by the government to increase the consumption tax has seen the households opting to save more which has pushed the saving to 6% currently form the previous 2.2% on their disposable income (S$P, 2011). Thus, the credit market is experiencing a rising deposit to enable foreign investors to acquire credit to set up their business. Furthermore, the economic strength of Japan is one of the crucial factors that make the country one the best attractive destination for multinational organizations globally stimulating a concrete trade surplus (SEB, 2012). Owing to the surplus and steady balance of payment structure, the country is experiencing a reserve level that is the... In assessing the viability of locating or starting a business in a foreign country, a country risk analysis is vital in allowing investors to identify associated risks or opportunities that might affect the business in future. This is because a country risk analysis undertakes an in depth investigation on the economic, political and social factors that affects the financial and strategic derailment to the firms in realizing their business objectives (Wagner, 2012). This helps the investors in realizing the profitability and sustainability of a business they intend to start in a given country. The country risk analysis of Japan shows that the country has a mixed signs of attractiveness to multinational organization intending to expand their international territory. This is shown by its favorable economic risk rating due to its economic environment the country offers to prospective multinational firms. In contrast, the political risk depicts a negative environment due to the current political tensions surrounding the future stability of the country. Furthermore, the aging population of Japan reveals a destination that may be expensive in acquiring an effective and efficient work force. However, the education system of Japan has the capacity of producing the best effective and efficient work force in the global market. Nevertheless, Japan has shown that it is capable of supporting the profitability and survival of multinationals even after tragic series of events. This means that Japan offers a good destination for multinational firms seeking to expend their international te rritory operation.
Sunday, February 2, 2020
Nursing practice Essay Example | Topics and Well Written Essays - 2500 words
Nursing practice - Essay Example He therefore has to be educated on how the process of chemotherapy takes place and the importance of maintaining good oral hygiene. Even though John follows all the advice from the doctors, he still developed ulcers in his mouth due to chemotherapy. In response to these side effects, the nurses intervene to prevent the worsening of the side effects. Side effects of fluorouracil Fluorouracil is, a drug used in the treatment of cancer. It performs by making an irremediable reserve of thymidylate synthase. It interrupts the action of enzyme blocks hence hinders synthesis of pyrimidine thymidine which is a nucleoside for DNA replication (Winawer et al, 2003). Chemotherapy is generally used to kill any rapidly growing cells in the body thus killing the cancerous cells (De vita, 2001). Such rapidly multiplying cells are found in the mouth linings hence they fall victims to this chemicals. The reaction between the healthy cells in the mouth linings and the fluorouracil leads to formation of sores and ulcers. Since the occurrences of sores are hard to prevent, the extent of damage caused by the sores can be limited. In order to counter the side effects of chemotherapy, the patients need to be fully educated on the importance of good oral hygiene. They should be encouraged to regularly brush their teeth in order to prevent accumulation of germs in the mouth. In addition, the nurses should intervene so that the patient is given good medical care. They should ensure that the patient gets full nutritional supplements and he/she is free from pain. Discussed below are importance of maintaining good oral hygiene and the nursing interventions of preventing the side effects:- Oral hygiene education as a method of preventing side effects of chemotherapy Oral hygiene entails keeping both mouth and teeth clean as a way of preventing bad breath and tooth decay. It not only involves brushing the teeth but also maintaining the whole mouth including the tongue, gum and the inner skin of the mouth. In the case study, John was constantly advised to have a good oral hygiene before going for the chemotherapy sessions. This is because; the cancer drugs contain some reactive chemicals, which are designed to kill any rapidly growing cells (Bradbury, 2007). In the process of eliminating the rapidly growing cells, these drugs encounter mouth cells that are also multiplying rapidly. The healthy cells in the mouth react with the chemical substances in the drugs hence resulting into a chemical reaction, which damages the skin of the mouth. This chemicals cause sores in the mouth and in the throat, a condition referred to as mucositis. The chemical substances in the drugs make the tissues dry, soft and easily irritable hence it may result to bleeding gums (Lewis, 2007). If oral hygiene were not maintained, the mouth germs would infect the sores. Such germs would lead to further complications for the patient because mouth infections would result to administering of other drug s, which may affect the functioning of the cancer drugs (Drasdo, 2001). In the case study, John is advised to brush his teeth regularly; due to the softness of his gums, he is told to be gentle while brushing and use a toothbrush with soft brittles. He is also advised to ensure the whole mouth including the tongue and the gums are properly cleaned. By ensuring good oral hygiene, there will be minimum damage on Johnââ¬â¢s mouth hence the worsening of the mouth sores would be curbed.
Saturday, January 25, 2020
Body and Visibility in Jane Smileys A Thousand Acres :: Smiley Thousand Acres Essays
Body and Visibility in A Thousand Acres The west insists on the discrete identity of objects. To name is to know; to know is to control. (Paglia, p.5) [Woman's beauty] gives the eye the comforting illusion of intellectual control over nature. (Paglia, p.17) If the male gaze is a tool to conceptualize reality, then -like an axe- it can also be used as a weapon. The Paglia quotes above refer not only to matters of epistemology or even ontology ("This is what we see; therefore, this is what exists"), it is equally fitting to describe concrete powerrelations in a social system constructed on the basis of Apollonian control. Larry has complete control of his little kingdom and its subjects, and one of the ways in which this is enforced, is through the visibility of the land and of the body. The Apollonian eye works by objectifying, and that is what happens to Ginny when her father abuses her: she turns into an object that he can use; whose only form of resistance is "desperate limp inertia" (280). She gets dissociated from her body, a body that reminds her of the powerlessness she feels. This explains the "contradictory little rituals" of sex with Ty: "There had to be some light in the room, if only from the hall. Daytime was better than nighttime, and no surprises. I always wore a nightgown, I closed my eyes.[...] I hated for him to turn away or look down." (278) Light, especially daylight, hinders associations of her father's nightly visits, but, on the other hand, she can't stand Ty or herself to see her body. Instinctively, she knows the power of the gaze. When she and Rose compare recurring nightmares, Rose's are about grabbing things that hurt her, symbolizing the rage and greed that will destroy her. Ginny's are about being naked, under the cold light of the eye. Thus, it foreshadows the most important instance of Larry's power games, when she has forgotten to bring him eggs for breakfast and must run home to get them: "The whole way I was conscious of my body -graceless and hurrying, unfit, panting, ridiculous in its very femininity. It seemed like my father could just look out of his big front window and see me naked, chest heaving, breasts, thighs, and buttocks jiggling, dignity irretrievable." (114-115). She has internalized the connection between her body, by definition graceless and powerless; without dignity, and her father's exertion of power and Apollonian conceptualization/control by sight. Body and Visibility in Jane Smiley's A Thousand Acres :: Smiley Thousand Acres Essays Body and Visibility in A Thousand Acres The west insists on the discrete identity of objects. To name is to know; to know is to control. (Paglia, p.5) [Woman's beauty] gives the eye the comforting illusion of intellectual control over nature. (Paglia, p.17) If the male gaze is a tool to conceptualize reality, then -like an axe- it can also be used as a weapon. The Paglia quotes above refer not only to matters of epistemology or even ontology ("This is what we see; therefore, this is what exists"), it is equally fitting to describe concrete powerrelations in a social system constructed on the basis of Apollonian control. Larry has complete control of his little kingdom and its subjects, and one of the ways in which this is enforced, is through the visibility of the land and of the body. The Apollonian eye works by objectifying, and that is what happens to Ginny when her father abuses her: she turns into an object that he can use; whose only form of resistance is "desperate limp inertia" (280). She gets dissociated from her body, a body that reminds her of the powerlessness she feels. This explains the "contradictory little rituals" of sex with Ty: "There had to be some light in the room, if only from the hall. Daytime was better than nighttime, and no surprises. I always wore a nightgown, I closed my eyes.[...] I hated for him to turn away or look down." (278) Light, especially daylight, hinders associations of her father's nightly visits, but, on the other hand, she can't stand Ty or herself to see her body. Instinctively, she knows the power of the gaze. When she and Rose compare recurring nightmares, Rose's are about grabbing things that hurt her, symbolizing the rage and greed that will destroy her. Ginny's are about being naked, under the cold light of the eye. Thus, it foreshadows the most important instance of Larry's power games, when she has forgotten to bring him eggs for breakfast and must run home to get them: "The whole way I was conscious of my body -graceless and hurrying, unfit, panting, ridiculous in its very femininity. It seemed like my father could just look out of his big front window and see me naked, chest heaving, breasts, thighs, and buttocks jiggling, dignity irretrievable." (114-115). She has internalized the connection between her body, by definition graceless and powerless; without dignity, and her father's exertion of power and Apollonian conceptualization/control by sight.
Thursday, January 16, 2020
Explain why Roosevelt introduced the New Deal in America
America was in a severe economic Depression when Franklin D. Roosevelt made his New Deal speech in June 1932. The Wall Street Crash of 1929 made the Depression in America much worse. Roosevelt had to do something to bring confidence back to the country. There was despair all around the country, 23,000 people committed suicide, the largest yearly figure of American history. Employment was a very big problem during the Depression. Over twelve million Americans were unemployed this was a quarter of the countries workforce and the number of people out of work was going up by 12,000 every day. 0,000 companies whose shares were now worthless went out of business, putting even more people out of work. There was no government system of unemployment pay in America, so most people had to rely on charity to stay alive. The unemployed lined up in queues that could be seen in every city, these queues were called ââ¬ËBreadlines' and the people were waiting for free bread and soup just to say alive. This was very humiliating for men because they were used to providing for their family. Because people didn't have jobs, esteem was low and this is one of the reasons why Roosevelt introduced the New Deal. Another reason why Roosevelt introduced the New Deal was for the people in agriculture. People in agricultural areas were hardest hit by the Depression, because the 1920's had not been kind to them in any way. Huge numbers of farmers were unable to pay their mortgages. By 1932, one in twenty of all farm-owners had been evicted because they were unable to pay their mortgage. Because people were out of work the people in the cities could not all the food the farmers produced therefore their incomes dropped. Most farmers however had no choice but to pack their belongings into their trucks and live on the road. They picked up work where they could. Things couldn't get have got any worse for farmers, over farming and drought in the central southern states turned millions of acres into a dust bowl, this badly ruined farmers and drove them off their land. Homelessness was very high during the Depression and something had to be done. Over a million of the unemployed were homeless. Without wages many people could not afford to pay rent or mortgages. 250,000 Americans stopped paying their mortgages in 1932 alone. When this happened they were evicted from their homes. This meant many had to take to the roads and they often became ââ¬Ëhobos' or tramps. The others moved onto the waste ground in the cities where they built huts with old wood, scrap metal and sacking, which they found in rubbish dumps, they often called these places ââ¬ËHoovervilles' after Herbert Hoover, the President of that time in the Depression. People were living horribly and there was no hope left, Roosevelt wanted to sort this problem out through the New Deal. In the Depression, many people with savings in the bank stayed alive by taking out their savings. This led to a new problem because some small banks did not have enough ready cash to pay savers their money, so the banks went bankrupt. When a bank failed this scared people so they rushed to their banks taking money out, thinking it was safer to keep it all at home. This sent people panic-stricken and savers demanded their money at once, but the banks too found they didn't have enough ready cash, so they also had to close down. In 1932, 1616 banks had closed down for this reason, and the number of bank failure was increasing every month. Economic and social problems affected the whole country during the Depression as seen from the historical evidence. Prosperity would not return by it self and when the presidential election of 1932 the Americans were looking for hope and they hope to find this in Roosevelt's New Deal. He believed that ââ¬Å"the only thing we have to fear is fear itself. â⬠This put hope into people's hearts. Roosevelt's over riding aim was to create confidence and help the forgotten man, this is why he introduced the New Deal.
Wednesday, January 8, 2020
Earning Your Computer Technology Education 2019
Computer technology can be roughly divided into two academic areas: computer science and information technology. Computer science is the physics, chemistry and mathematics behind chip design, computer design, and the functionality of all the pieces of hardware in the industry. Fiber optics and network router design are parts of computer science. In many universities, computer science majors are housed in the electrical engineering department, where the science began. Information technology (IT) is often a separate field of study. The academic subdivisions of IT include: Networking. Database design. Maintenance and security. Software design. Computer programming. Universities and colleges often offer information technology degrees with areas of concentration such as database design. Technical schools do provide some technology certification programs in such areas as network maintenance and system security. More often, however, these operational jobs are taught at the level of an associates college degree. .u91d0fda54180a052ea20a12020e5c081 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u91d0fda54180a052ea20a12020e5c081:active, .u91d0fda54180a052ea20a12020e5c081:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u91d0fda54180a052ea20a12020e5c081 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u91d0fda54180a052ea20a12020e5c081 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u91d0fda54180a052ea20a12020e5c081 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .u91d0fda54180a052ea20a12020e5c081:hover .postTitle { text-decoration: underline!important; } READ Earning a Business Law DegreeOnline colleges provide degrees in computer technology that cover both areas of study. University of Phoenix Online has a fairly inclusive bachelors degree program in IT. Their technology school offers the following degrees: Associate of Arts in Information Technology. Associate of Arts in Information Technology/Networking. Associate of Arts in Information Technology/Visual Communication. Bachelor of Science in Business/ e-Business. Bachelor of Science in Business/Information Systems. Bachelor of Science in Information Technology. Bachelor of Science in Information Technology/Information System Security. Bachelor of Science in Information Technology/Visual Communications. Master of Business Administration/Technology Management. Master of Information Systems. Doctor of Management /Information Systems and Technology. University of Phoenix wraps many of their IT majors into business degree programs. They do not offer courses in the area of computer science. Colorado Technical University has an online program that qualifies as a computer school of its own. They offer a Bachelor of Science in Software Systems Engineering that combines electrical engineering with the integrative techniques used in computer design. Its an interesting mix of academic focal points: Fundamentals of Computer Programming. Electrical Engineering Techniques. Database Design and Management. Software Engineering. .u527073f6108b21fa2ba395b33393bd94 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u527073f6108b21fa2ba395b33393bd94:active, .u527073f6108b21fa2ba395b33393bd94:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u527073f6108b21fa2ba395b33393bd94 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u527073f6108b21fa2ba395b33393bd94 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u527073f6108b21fa2ba395b33393bd94 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .u527073f6108b21fa2ba395b33393bd94:hover .postTitle { text-decoration: underline!important; } READ A Paralegal Studies Degree OnlineAnother online computer school is CDI College, which provides training programs in IT that prepare students for certification. Their scholastic selections include nine networking courses of study, including one designed to meet certification for Cisco network products and designs. They have five choices in the Programmer/Developer area, two of which are focused on the Web. CDI College also has a number of certification training programs. For software, they offer courses for business applications specialist and Microsoft Office specialist. CDI teaches certification courses for computer programmers and office information technology specialists, as well. These are three online colleges with distinctly different types of curricula. CDI can make you a certified tech in a matter of several months. Colorado Technical University has degrees available in computer science and in software development. University of Phoenix focuses on the business side of IT. These are only three examples: a little research will find you the online tech school that you need if you havent found it here. .u67fad8bcdeb1045251f1bcb2cdb6aef5 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u67fad8bcdeb1045251f1bcb2cdb6aef5:active, .u67fad8bcdeb1045251f1bcb2cdb6aef5:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u67fad8bcdeb1045251f1bcb2cdb6aef5 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u67fad8bcdeb1045251f1bcb2cdb6aef5 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u67fad8bcdeb1045251f1bcb2cdb6aef5 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .u67fad8bcdeb1045251f1bcb2cdb6aef5:hover .postTitle { text-decoration: underline!important; } READ Earning a Computer Technology DegreeRelated ArticlesHow to Find a Good Information Technology SchoolTechnology Universities and CollegesThe Relationship Beteween Computer Science and EngineeringSchools, Colleges, and Institutes of TechnologyEarning a Masters Degree in Computer ScienceEducation in the Computer Science Field
Subscribe to:
Posts (Atom)